- The sooner you fall behind the more time you'll have to catch up.
- A clear conscience is usually the sign of a bad memory.
- Change is inevitable except from vending machines.
- Get a new car for your spouse - it'll be a great trade!
- Plan to be spontaneous - tomorrow.
- Always try to be modest and be proud of it!
- If you think nobody cares, try missing a couple of payments.
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